EMV Chip Card - UT Federal Credit Union
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EMV Chip Cards

We have big news for our owners…chip card technology is headed your way! You’ll start receiving Europay, MasterCard, and Visa (EMV) chip cards in 2016. Debit cards arrived in mid-June, while credit cards will arrive near the end of the year.

This website serves as your source of information about EMV chip cards and UTFCU’s transition to these cards. If there’s something you think we should add to this page, just let us know!

mobile deposits for checking accounts

What is EMV Chip Card Technology?

The “chip” refers to the EMV computer microchip (a small metallic square) embedded in the card that provides additional protection from unauthorized use and fraud. When used, this chip creates a unique transaction code that can only be used for a single transaction.

EMV chip cards are the new security standard worldwide, and we are proud to offer them to our owners.

Estatements for checking accounts

How do I use my EMV Chip Card?

There’s security in the way your chip card works. Using your new chip card at chip-enabled terminals is a little different.Not harder, just different.

Click on the buttons below to see how to use your new EMV chip card!


What happens to my old debit card?

Your new EMV chip card will replace your current UTFCU debit card and debit card number. Your current card will be deactivated on August 1st, 2016.

If your current card is set up for automatic billing or payment from merchants, you’ll need to update your card information with that merchant.

Common automatic payments include those for household or business expenses (such as utilities, cable, or cell phone service), Internet checkout services (like Amazon or iTunes), or services and subscriptions (gym memberships, pharmacy prescription services, or magazines). If you’re not sure if you have any automatic payments with your current card, check your UTFCU monthly statements.


Frequently Asked Questions

Check out our FAQ page for more information about UTFCU’s transition to EMV chip cards. If you have a question that isn’t addressed in the FAQs, reach out to us! We will will continually update the FAQ page with more questions (and answers) as we receive them.