Business Loan Types
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Keep your business in healthy momentum with financing options that keep money working for you.
Learn more about your options by reading the summaries below.
Lines of Credit
A Line of Credit is ideal if your business needs easy access to cash for short periods of time. It can help you purchase inventory, manage cash flow fluctuations, and finance accounts receivable.
Control your employees’ on the road costs or advertise with service vehicle branding while you build good credit with commercial vehicle loans. Before driving onto the lot to shop, stop at UTFCU for the most competitive car loan rates in the markets we serve.
Commercial Real Estate
Outgrown your physical space? Found just the right place to move up and take your business to the next level? Timing is everything in commercial development and improvement. UTFCU is the perfect financial partner to help meet your expansion goals.
Guaranteed in part by the U.S. government, Small Business Administration (SBA) loans can provide assistance not available with other types of loans and may be an excellent borrowing option for your business.
The UTFCU Visa® Platinum business credit card can be a valuable expense management tool in your financial mix. Your card also will earn reward points.
The Information You’ll Need to Apply:
- Business documentation such as filing documents, organization documents, articles of incorporation and/or certificate of resolution
- Business Tax ID
- Name and address of the business
- The state in which the business operates
- The state in which the business was formed
- Date the business was established
- The SSN, address, and DOB of the business owners and all beneficial owners
For more information on any of UT Federal Credit Union’s business services,
Please call us at 865-971-1971 or toll-free 800-264-1971.