Business savings accounts - UT Federal Credit Union
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Business Savings


 UTFCU has multiple savings account options for businesses. 

Learn more about your options below.

Primary and Choice

A Primary savings account establishes your membership with the credit union. Choice savings accounts are designed to let you create special accounts for financial plans and goals unique to your company.

Health Savings Accounts (HSAs)

Benefit your employees with an alternative to traditional health insurance. HSAs enable employees enrolled in high deductible plans to pay for current health expenses and save at special savings rates for future medical expenses.

Money Market

Businesses that bank with UTFCU know that high expectations are a matter of standards. Tiered Money Market accounts earn higher yields with flexible access to your money as you decide when, where and how to invest.


Maximize earning power with competitive, compounding dividends. Choose from a variety of flexible terms to fit your schedule and help complete your investment portfolio.

Individual Retirement Accounts (IRAs)*

Offer valuable benefits as an incentive to potential employees. Our IRA products help your employees manage and secure retirement plans at competitive rates.

*Call your tax advisor on tax-deferred savings and eligibility. For more details call 865-971-1971.


The Information You’ll Need to Apply:

  • Business documentation such as filing documents, organization documents, articles of incorporation and/or certificate of resolution
  • Business Tax ID
  • Name and address of the business
  • The state in which the business operates
  • The state in which the business was formed
  • Date the business was established
  • The SSN, address, and DOB of the business owners and all beneficial owners

For more information on any of UT Federal Credit Union’s business services,

Please call us at 865-971-1971 or toll-free 800-264-1971.