UTFCU Checking

Checking Services

Checking the way U want it! UTFCU offers a variety of checking account types so that you can the find the one that best fits your needs. Learn more about your options by reading the summaries below or use the links on the left for more information. Click here for a Checking Account Comparison Chart.

News About Your Checking Account

Click here for recent changes to checking accounts, new service announcements, and new product information.

Mobile Deposit

Now Available! Mobile Deposit allows you to snap a picture of a check you'd like to deposit into your UTFCU Checking Account, then submit it through Mobile Banking, and presto! It's in your account.

Premier U Plus Checking

In addition to free checks and the ability to earn interest on daily balances, Premier U Plus checking accounts offer discounts on: airline tickets, cruises, theme parks, movie tickets, and much more.

Instant Issue Debit Cards

What's green spits out debit cards? That would be the new Instant Issue Debit Card machine! Sometimes you need new debit card right away, like when the dog chews yours up or you've worn out the stripe on the back. UTFCU is gearing up for a February launch to print debit cards at the Main Branch in Knoxville.

Power U Student Checking

Ready to start a new chapter in your life? Whether you're going off to college or you're opening your very first checking account, UTFCU has Power U Checking just for Students.

Premier U Checking

Premier U checking offers all the advantages of Simply U Checking but also pays interest on all balances.

Simply U Checking

UTFCU's Simply U Checking account offers you accessibility, flexibility, and affordability with no minimum deposit balance requirements.

New U Checking

The New U checking account provides account services to individuals to restart their financial future.

Best Years Club

If you're age 55 or older, reward yourself by adding the Best Years Club to any Simply U, Premier U, or Premier U Plus checking account. Club benefits include one free box of checks each year and free money orders.

Save Time and Money

With electronically delivered statements! Register within online banking for your personal accounts, and in the Credit Card Login for your Visa Platinum, Visa Gold, or MasterCard!

Add Add GenGold To Any Checking Account

Make your checking account work even harder for you with bonus discounts on for travel and shopping, plus complimentary Identity Theft Restoration.

Apply Now!

Join Now!

Joining UTFCU is easier than ever. If you live, work, worship, go to school, or conduct business in the 5 counties surrounding Knoxville, you're eligible. Get started by completing our online application.
Apply Now!