Lifestyle Loans - UT Federal Credit Union
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Personal Loans

3 friends who've used UT Federal Credit Union's lifestyle loans

Lifestyle Loans

The right amount of money at the right time turns opportunities into reality. Borrow exactly what you need when it’s needed, with the terms that fit your budget and your time frame.

New U loan

Life can be full of unexpected emergencies. The UTFCU New U loan is designed to help members who are struggling with those unplanned expenses.  Terms and conditions apply.

Seasonal Loan Specials 

Our seasonal loan specials (available during select months) are a great way to finance things like a vacation, recreational equipment, or consolidate high interest rate debt. Rates and terms vary based on the amount you borrow and your credit history.

A woman paying for unexpected vehicle repairs with UTFCU's lifestyle loans

Signature Loans and Lines of Credit

Unsecured loans can answer a number of checkbook questions: How could we afford … unexpected car repairs? our family vacation? a new deck? bonus room furniture? new laptops for everyone? Rates and terms vary based on the amount you borrow and your credit history.

Share and Certificate Secured Loans

Do you have the money for a three week tour of Europe? a small greenhouse addition? a great deal on your neighbor’s ATV? . . . but just don’t want to take it out of your certificate or share account? Consider the convenience of a share or certificate secured loan. Use the money now and the credit union will hold your funds until the loan is paid off.