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Student Lending

For borrowers attending degree-granting institutions

The Smart Option Student Loan®for UT Federal Credit Union by Sallie Mae®

For borrowers attending degree-granting institutions, now you can pay for college the smart way with three great repayment options and competitive interest rates! This loan is an ideal solution to help you pay for college expenses not covered by scholarships and federal loans.

A student attending class after receiving student lending assistance

The Smart Option Student Loan features and benefits:

• Multiple in-school repayment options plus a choice of competitive fixed and variable interest rates provides  even more flexibility
• No origination fees and no prepayment penalty
• Rewards and interest rate reductions available
• Rates that reward creditworthy borrowers
• Applying with a creditworthy cosigner may help you qualify and/or receive a lower rate
• 100% US-based Student Loan Specialists

* We are compensated by Sallie Mae for the referral of Smart Option Student Loan members.

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