Loan Rates

Secured Loans
Effective Date: Monday, April 19th, 2021
Loan TypeAPR* As Low AsMonthly Payments/$1,000
Secured loan – 48 months 2.39% $21.87
Secured loan – 60 months 2.39% $17.70
Secured loan – 66 months 2.39% $16.49
Secured loan – 78 months 2.39% $13.86
Secured loan – 84 months 4.89% $14.09
*APR = Annual Percentage Rate. Actual rates may vary based on individual credit history, loan term, amount financed and on the model year, mileage and type of collateral. Your actual rate may be higher. Rates are subject to change without notice. Other restrictions may apply.

Recreational Vehicles
Effective Date: Monday, April 19th, 2021
NameAPR* As Low AsMonthly Payments/$1,000
Secured loan – 78 months 3.39% $14.31
Secured loan – 84 months 5.39% $14.32
Secured loan – 120 months 6.39% $11.30

Signature Loans
Effective Date: Monday, April 19th, 2021
Loan TypeAPR* As Low AsMonthly Payments/$1,000
Unsecured/Signature loan – up to 48 months 9.99% $25.31
*APR = Annual Percentage Rate. Actual rates may vary based on individual credit history, loan term, amount financed and on the model year, mileage and type of collateral. Your actual rate may be higher. Rates are subject to change without notice. Other restrictions may apply.

Credit Cards
Loan TypeTerm
Visa Platinum View Rates, Terms and Conditions

Home Equity
Loan TypeTerm
Home Equity (fixed rate) – up to 100% Loan to Value Contact the credit union for terms and rates
Home Equity Line of Credit (variable rate) Contact the credit union for terms and rates

Deposit Rates

Savings Rates
Effective Date: Monday, April 19th, 2021
AccountDividend RateAPY**
Regular Shares 0.05% 0.05%
Health Savings – $.01 and up 0.10% 0.10%
Holiday Club 0.50% 0.50%
Cumulative IRA 0.10% 0.10%

*Maintenance or activity fees could reduce earnings on the account.

**APY = Annual Percentage Yield. Shares insured up to $250,000 by the NCUA, an agency of the Federal Government. IRAs are insured for up to $250,000.

Money Market Rates
Effective Date: Monday, April 19th, 2021
AccountDividend RateAPY**
Money Market – up to $1,999 0.05% 0.05%
Money Market – $2,000-$9,999 0.05% 0.05%
Money Market – $10,000-$24,999 0.10% 0.10%
Money Market – $25,000-$49,999 0.15% 0.15%
Money Market – $50,000 and up 0.20% 0.20%

*Maintenance or activity fees could reduce earnings on the account.

**APY = Annual Percentage Yield. Shares insured up to $250,000 by the NCUA, an agency of the Federal Government. IRAs are insured for up to $250,000.

Youth Account Rates
Effective Date: Monday, April 19th, 2021
AccountDividend RateAPY**
Youth Shares- up to $2,500 1.00% 1.00%
Youth Shares – over $2,500 0.05% 0.05%

*Maintenance or activity fees could reduce earnings on the account.

**APY = Annual Percentage Yield. Shares insured up to $250,000 by the NCUA, an agency of the Federal Government. IRAs are insured for up to $250,000.

Checking Accounts
Effective Date: Monday, April 19th, 2021
AccountDividend RateAPY**
Premier U Share Draft 0.05% 0.05%
Premier U Plus Share Draft 0.05% 0.05%
U Rewards Share Draft 2.03% 2.05%

*Maintenance or activity fees could reduce earnings on the account.

**APY = Annual Percentage Yield. Shares insured up to $250,000 by the NCUA, an agency of the Federal Government. IRAs are insured for up to $250,000.

Certificate Rates $1,000-$9,999
Effective Date: Monday, April 19th, 2021
TermRateAPY**
3 months 0.050 0.05%
6 months 0.100 0.10%
12 months 0.150 0.15%
18 months 0.200 0.20%
24 months 0.300 0.30%
30 months 0.350 0.35%
36 months 0.399 0.40%
48 months 0.449 0.45%
18 Month Educational IRA ($100 min. & $2,000 max.) 0.200 0.20%

*All certificates (with the exception of Educational IRA’s) require a $1,000 minimum. There may be a loss of accrued dividends if there is an early withdrawal of funds.

**APY = Annual Percentage Yield.

Certificate Rates $10,000-$49,999
Effective Date: Monday, April 19th, 2021
TermRateAPY**
3 months 0.050 0.05%
6 months 0.100 0.10%
12 months 0.150 0.15%
18 months 0.200 0.20%
24 months 0.300 0.30%
30 months 0.350 0.35%
36 months 0.399 0.40%
48 months 0.449 0.45%

*All certificates (with the exception of Educational IRA’s) require a $1,000 minimum. There may be a loss of accrued dividends if there is an early withdrawal of funds.

**APY = Annual Percentage Yield.

Certificate Rates $50,000 and over
Effective Date: Monday, April 19th, 2021
TermRate/APY**APY**
3 months 0.050 0.05%
6 months 0.100 0.10%
12 months 0.150 0.15%
18 months 0.200 0.20%
24 months 0.300 0.30%
30 months 0.350 0.35%
36 months 0.399 0.40%
48 months 0.449 0.45%

*All certificates (with the exception of Educational IRA’s) require a $1,000 minimum. There may be a loss of accrued dividends if there is an early withdrawal of funds.

**APY = Annual Percentage Yield.

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