Your purchases earn points which can be redeemed for a wide array of everyday rewards like Cash Back, Gift Cards, Travel and more.


CU Rewards

Rack up rewards points by using your UTFCU credit card! Reward options include: Cash Back, Gift Cards, Merchandise and Travel with no blackout dates:

  • Earn 1 point for every dollar spent
  • You’ll receive a 5,000 point bonus for making your first card purchase
  • Add additional reward points for purchases made with participating merchants through the CUMall.

Log in to CU Rewards

Design Your Own Card

Our cardholders have special benefits, like the ability to Design Your Own Card!

Upload your favorite image—a pet, family photo, favorite selfie, vacation photo, sport or whatever you like. In a few easy steps you can create a card that reflects your personal style, tastes and life!

Once you have your UTFCU Visa Platinum Rewards Credit Card, follow these 3 easy steps:

  1. Login to Online Banking and select the Credit Card tab.
  2. Select Design Your Own Card from the menu and follow the step-by-step instructions.
  3. Submit Your Order and in 10-14 business days, you’ll receive your unique card.

The best news? Your first Design Your Own Card is free! Additional design requests for the same card costs $10.

Community Impact

Credit cards from UTFCU make a world of difference to the colleges in the markets we serve. Every time a member uses a UTFCU credit card, we give 5% of the interchange income UTFCU earns to the University of Tennessee Knoxville, University of Tennessee Martin, UT Health Science Center, and Pellissippi State Community College

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