At UT Federal Credit Union, we believe that financial education and empowerment are key to achieving your goals. Our blog is your go-to resource for insights and tips. Whether you're looking to improve your financial wellness, stay informed about our services, or get involved in our community, you'll find valuable information here. Explore our blogs to make informed decisions, stay connected, and grow with us on your financial journey.
Stay Safe This Holiday Season: How to Avoid Common Shopping Scams
The holidays are here, but so are the scammers! Learn how to spot and avoid the most common holiday shopping scams with these essential tips to protect your finances and personal information.
Black Friday Shopping Tips: Outsmart Retail Tricks to Save Big
Discover the mind games retailers play on Black Friday to make you spend more—and learn simple strategies to outsmart them!
Banking Jargon Decoded: Your Guide to Financial Terms
This blog is your go-to guide for making sense of personal finance terms, helping you make informed choices with ease. UT Federal Credit Union explains credit scores, interest rates, savings tools, and more—offering clear insights for managing and growing your money confidently.
Building Careers with Purpose: The Credit Union Advantage
Explore a purpose-driven career with UT Federal Credit Union, where you can make a community impact, grow professionally, and enjoy work-life balance alongside competitive benefits.
How to Improve Your Debt-to-Income (DTI) Ratio
A healthy Debt-to-Income (DTI) ratio can open doors to better financial opportunities. This guide covers what DTI is, its impact on loans and credit, and steps to improve it.
Cybersecurity Awareness Month: How UTFCU Helps You Stay Safe Online
October is Cybersecurity Awareness Month—a reminder to protect personal information in today's digital world. UT Federal Credit Union is dedicated to equipping members with security tools and knowledge to stay safe.
Buy Now, Pay Later: The Risks Behind the Convenience
Buy Now, Pay Later (BNPL) services can make purchases feel more affordable, but they come with risks like late fees, credit score impacts, and overspending. Learn the pros and cons of BNPL, and how UTFCU can help you manage you finances responsibly.
How to Build a Fall Budget and Prepare for Seasonal Expenses
Fall brings unique expenses, from back-to-school to holiday shopping. This guide offers tips on budgeting, tracking expenses, and savings. Learn how UT Federal Credit Union's resources can help you manage fall costs while staying on track financially.
Credit Unions vs Online Banks: The Value of Local Banking
While online banks offer convenience, UT Federal Credit Union provides a unique blend of digital ease and personalized in-branch service. Discover the value of local banking for financial wellness.
Understanding Debt and How to Manage It Effectively
Debt impacts your financial health in different ways. Whether tackling credit card debt or loans, learn practical tips and get expert guidance from UT Federal Credit Union to take control and achieve financial wellness.
Protect Yourself from Natural Disaster Scams
In times of crisis, scammers exploit people's generosity. UT Federal Credit Union urges caution when donating after disasters. Stay informed to protect your donations from fraud.
Why UT Federal Credit Union is Safer than a Bank in a Financial Crisis
During economic downturns, UT Federal Credit Union offers enhanced security and stability. We help members confidently navigate financial uncertainty.
What to Look for When Buying a House in a Hot Market
UT Federal Credit Union offers personalized mortgage solutions to help you navigate the competitive housing market. Be prepared and avoid missing key steps.
Maximize Your Savings This Tax-Free Weekend with UT Federal Credit Union
This blog is packed with smart tips to maximize your savings during a tax-free weekend! Plan ahead, stick to your budget, and combine tax savings with other discounts. Plus, learn how UTFCU's U Rewards Checking can help you earn rewards on every purchase.
4 Strategies to Simplify Your Financial Life with UT Federal Credit Union
This blog offers simple strategies to streamline your finances! Learn how UT Federal Credit Union can help you manage money more easily with personalized advice and account features.
4 Ways UT Federal Credit Union Can Help Your Small Business Grow
This blog highlights how we can support your small business with tailored financial solutions, flexible loans, and expert resources. Discover how UTFCU can help you reach your goals today!
7 Things You Need to Know About Credit Scores
Discover how understanding and managing your credit score can help improve your financial decisions. Learn about factors like payment history and credit utilization, and find simple steps to boost your score.
How to Teach Kids to be Money Savvy
Learn how to explain the difference between needs and wants and introduce banking basics as they grow. UT Federal Credit Union offers practical guidance to help your children build strong financial foundations.
Protect Yourself from Scams and Fraud with UT Federal Credit Union
Stay one step ahead of fraudsters! UT Federal Credit Union prioritizes your security and offers essential tips to recognize and avoid scams, including common tactics like phishing and social media fraud. Learn how to secure your financial information and monitor accounts effectively to keep your finances safe.
Beat the Summer Heat
Record-high temperatures mean finding refreshing ways to cool off is essential! Explore East Tennessee's waterfalls, enjoy a day at Dollywood's Splash Country, or take a relaxing float down the Tennessee River. Keep cool with these tips from UT Federal Credit Union.
How a HELOC Can Help: Transform Your Home with UT Federal Credit Union
Unlock your home's potential with a Home Equity Line of Credit (HELOC) from UT Federal Credit Union! Let us support your journey to a more valuable, comfortable home.
Protecting Loved Ones from Elder Fraud
Protect your loved ones from elder fraud with UT Federal Credit Union's helpful guide on recognizing and preventing scams. We are here to support you with secure banking solutions and resources to keep our community safe.
Get to Know Us: UT Federal Credit Union
Learn how UT Federal Credit Union stands out with its member-focused approach, community involvement, and wide range of services. Find out how to join and experience the benefits of a not-for-profit credit union committed to serving you and the community.