A Line of Credit can provide the freedom and flexibility needed for you to make the best decisions to support your growing business.  A Line of Credit is ideal if your business needs easy access to cash for short periods of time. It can help you purchase inventory, manage cash flow fluctuations, and finance accounts receivable. You may only need extra cash a small amount at a time, and you may need to use it for a variety of business expenses.

Whatever your plans, a UTFCU business line of credit gives you fast, flexible access to the cash you need, when you need it.

Here's How it Works

  You’re pre-authorized to borrow up to a certain amount as determined in underwriting.

  That amount is secured by your business assets, though in some cases an unsecured option may be available if certain credit conditions are met.

  You can borrow funds and pay them back on a flexible basis.

  Interest only accrues on the amount of the line of credit that you have actually used.

To apply or inquire about any of UTFCU’s commercial loans:


(865) 971-1971
(800) 264-1971