250 Years of People Helping People
Times Change. Spirit Remains.
For 250 years, communities have been built by people helping people.
Long before smartphones, online banking, and social media, neighbors came together to support one another. They shared resources, lent a hand when times were tough, and celebrated life's milestones together.
The world looks very different today, but one thing remains unchanged: people helping people.
At UT Federal Credit Union, we're proud to carry that spirit forward every day by helping our members achieve their goals, overcome challenges, and build brighter futures.
Then & Now
Then: Barn Raisings
A barn raising was more than a construction project. It was a community coming together. When a family needed help, neighbors arrived ready to work, bringing tools, food, and willing hands. By the end of the day, a new barn stood as a symbol of what could be accomplished when people supported one another.
The tools were simple, but the spirit of cooperation was powerful.
Now: Community Projects
Today, people continue to show up for one another in meaningful ways. Whether it's volunteering, fundraising, mentoring, or supporting local causes, communities thrive when individuals give their time and talents to help others succeed.
The projects may be different, but the desire to make a positive impact is as strong as ever.
Then: Saving for the Future
For generations, families found simple ways to prepare for tomorrow. Whether it was coins in a jar or money tucked away for a rainy day, every dollar represented hope, security, and a better future.
The tools may have been simple, but the goal was the same: creating opportunities for the people they loved.
Now: Planning for What's Next
Today, planning for the future looks a little different. Digital banking, budgeting tools, and savings accounts help families prepare for life's next chapter. Whether it's buying a home, funding an education, planning a vacation, or building an emergency fund, every goal starts with a plan.
The way we plan has evolved, but the desire to build a brighter future remains as strong as ever.
Then: Borrowing a Helping Hand
When a neighbor needed help, communities stepped in. Tools, equipment, and resources were often shared freely, making it possible to tackle projects that might have been difficult to accomplish alone.
Working together helped families build, repair, and move forward.
Now: Helping Members Move Forward
Today, credit unions help members achieve their goals through affordable financial solutions. Whether it's purchasing a vehicle, improving a home, consolidating debt, or covering life's important expenses, support is available when it's needed most.
Helping people move forward remains at the heart of what we do.
The Spirit Lives On
The story of America isn't just found in historic events.
It's found in the neighbor who lends a hand.
The volunteer who gives their time.
The teacher who inspires students.
The first responder who answers the call.
The family that supports one another through life's ups and downs.
For 250 years, communities have moved forward because people cared enough to help each other.
That's a tradition worth celebrating.
Liberty Summer Loan Special
For generations, people have relied on support from those around them to reach their goals.
Today, we're proud to help our members move forward with the Liberty Summer Loan Special.
| Loan Type | APR* As Low As | Monthly Payments/$1,000 |
|---|---|---|
| Liberty Summer Loan Special | 6.99% | $30.90 |
| *APR= Annual Percentage Rate. The promotional period is 6.1.2026 - 9.1.2026. 6.99% APR is for a 36-month term with a minimum of $500.00 borrowed and a maximum of $20,000.00. Other rates, terms, and amounts are available based on credit and other factors. No down payment is required. Estimated monthly payment of $30.90 per $1,000.00 borrowed at 6.99% APR for 36 months. New money only. Eligibility required. NCUA insured. | ||
What will your next chapter look like?
Looking Forward
As we celebrate 250 years of people helping people, we're reminded that strong communities aren't built on buildings or institutions alone.
They're built by people.
People who show up.
People who care.
People who help.
And that's a spirit that never goes out of style.
Go to main navigation