Loan Rates

Secured Loans
Effective Date: Monday, March 18th, 2024
Loan TypeAPR* As Low AsMonthly Payments/$1,000
Secured loan – 48 months 6.99% $23.95
Secured loan – 60 months 6.99% $19.81
Secured loan – 66 months 6.99% $18.30
Secured loan – 78 months 6.99% $15.43
Secured loan – 84 months 6.99% $15.10
Secured loan – 96 months 7.49% $13.89
*APR = Annual Percentage Rate. Actual rates may vary based on individual credit history, loan term, amount financed and on the model year, mileage and type of collateral. Your actual rate may be higher. Rates are subject to change without notice. Other restrictions may apply.
Cash Back Auto Loan Special: Earn up to 1.00% cash back, up to $500, with any auto loan refinance or direct auto loan. Rate and term may vary based on credit and other factors. Special applies to any direct automobile loan or automobile refinance. For refinances, any equity deficit in your current vehicle must be paid. Proof of full coverage insurance with $1,000 or less deductible must be provided at the time this loan is funded. Bankruptcies must be discharged. Minimum loan amount is $7,500. Loan must remain open for at least 90 days from loan funding to be eligible for cash back. 1% of the loan amount, up to $500.00, will be automatically deposited into the member’s UTFCU share account at the end of the calendar month following 90 days from loan funding. UTFCU membership is required and can be established during the refinance process. Existing UTFCU loans not eligible to refinance with this special. Offer may not be combined with other offers. Offer may end at any time.

Recreational Vehicles
Effective Date: Monday, March 18th, 2024
NameAPR* As Low AsMonthly Payments/$1,000
Secured loan – 78 months 7.99% $16.49
Secured loan – 84 months 9.99% $16.61
Secured loan – 120 months 10.99% $13.78
*APR = Annual Percentage Rate. Actual rates may vary based on individual credit history, loan term, amount financed and on the model year, mileage and type of collateral. Your actual rate may be higher. Rates are subject to change without notice. Other restrictions may apply.

Signature Loans
Effective Date: Monday, March 18th, 2024
Loan TypeAPR* As Low AsMonthly Payments/$1,000
Signature Loan 11.99% $27.78

Credit Cards
Loan TypeTerm
Visa Platinum View Rates, Terms and Conditions

Home Equity
Loan TypeTerm
Home Equity (fixed rate) – up to 100% Loan to Value Contact the credit union for terms and rates
Home Equity Line of Credit (variable rate) Contact the credit union for terms and rates

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