| Account | Dividend Rate | APY** |
|---|---|---|
| Regular Shares | 0.05% | 0.05% |
| Health Savings – $.01 and up | 0.35% | 0.35% |
| Holiday Club | 0.50% | 0.50% |
| Cumulative IRA | 0.35% | 0.35% |
*Maintenance or activity fees could reduce earnings on the account. **APY = Annual Percentage Yield. Shares insured up to $250,000 by the NCUA, an agency of the Federal Government. IRAs are insured for up to $250,000. | ||
| Account | Dividend Rate | APY** |
|---|---|---|
| Money Market – up to $1,999 | 0.05% | 0.05% |
| Money Market – $2,000-$9,999 | 0.05% | 0.05% |
| Money Market – $10,000-$24,999 | 0.10% | 0.10% |
| Money Market – $25,000-$49,999 | 0.15% | 0.15% |
| Money Market – $50,000 and up | 0.20% | 0.20% |
*Maintenance or activity fees could reduce earnings on the account. **APY = Annual Percentage Yield. Shares insured up to $250,000 by the NCUA, an agency of the Federal Government. IRAs are insured for up to $250,000. | ||
| Account | Dividend Rate | APY** |
|---|---|---|
| Premier U Share Draft | 0.05% | 0.05% |
| Premier U Plus Share Draft | 0.05% | 0.05% |
| U Rewards Share Draft | 2.03% | 2.05% |
*Maintenance or activity fees could reduce earnings on the account. **APY = Annual Percentage Yield. Shares insured up to $250,000 by the NCUA, an agency of the Federal Government. IRAs are insured for up to $250,000. | ||
| Term | Rate | APY** |
|---|---|---|
| 3 months | 0.050 | 0.05% |
| 6 months | 0.100 | 0.10% |
| 12 months | 0.150 | 0.15% |
| 18 months | 0.200 | 0.20% |
| 24 months | 0.300 | 0.30% |
| 30 months | 0.350 | 0.35% |
| 36 months | 0.399 | 0.40% |
| 48 months | 0.449 | 0.45% |
| 18 Month Educational IRA ($100 min. & $2,000 max.) | 0.300 | 0.30% |
*All certificates (with the exception of Educational IRA’s) require a $1,000 minimum. There may be a loss of accrued dividends if there is an early withdrawal of funds. **APY = Annual Percentage Yield. | ||
| Term | Rate | APY** |
|---|---|---|
| 3 months | 0.150 | 0.15% |
| 6 months | 0.200 | 0.20% |
| 12 months | 0.250 | 0.25% |
| 18 months | 0.300 | 0.30% |
| 24 months | 0.399 | 0.40% |
| 30 months | 0.449 | 0.45% |
| 36 months | 0.499 | 0.50% |
| 48 months | 0.549 | 0.55% |
*All certificates (with the exception of Educational IRA’s) require a $1,000 minimum. There may be a loss of accrued dividends if there is an early withdrawal of funds. **APY = Annual Percentage Yield. | ||
| Term | Rate/APY** | APY** |
|---|---|---|
| 3 months | 0.250 | 0.25% |
| 6 months | 0.300 | 0.30% |
| 12 months | 0.350 | 0.35% |
| 18 months | 0.399 | 0.40% |
| 24 months | 0.499 | 0.50% |
| 30 months | 0.549 | 0.55% |
| 36 months | 0.599 | 0.60% |
| 48 months | 0.648 | 0.65% |
*All certificates (with the exception of Educational IRA’s) require a $1,000 minimum. There may be a loss of accrued dividends if there is an early withdrawal of funds. **APY = Annual Percentage Yield. | ||