All UT Federal Credit Union branches will be closed on Tuesday, November 11, 2025 in honor of Veterans Day.
You can still access your accounts anytime through Digital Banking, as well as ATMs.
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Digital Banking
Enjoy a low 8.49% APR for 36 months —available for a limited time!
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Checking that works as hard as you do—with cash rewards, digital convenience, and everyday flexibility.
Enjoy higher savings rates on certificates and lower rates on loans!
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At UTFCU, we're more than a credit union—we're your neighbors, your supporters, and your financial partners.
How to Join
The road to happiness starts with a new auto loan.
We offer a full mortgage suite. Boost your buying power with a pre-qualification today!
Ice Bears Partnership
UT Federal Credit Union partners with the Knoxville Ice Bears to bring financial wellness, hometown pride, and new fan experiences to East Tennessee.
The UTFCU Blog
Stay informed with the latest financial tips, community updates, and resources to help you achieve your goals. Visit our blog for fresh content tailored to your journey.
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Digital Wallet
Securely store your UTFCU debit or credit card in your phone's digital wallet for quick checkouts when shopping in-store or online.