At UT Federal Credit Union, we believe that financial education and empowerment are key to achieving your goals. Our blog is your go-to resource for insights and tips. Whether you're looking to improve your financial wellness, stay informed about our services, or get involved in our community, you'll find valuable information here. Explore our blogs to make informed decisions, stay connected, and grow with us on your financial journey.
5 Signs It Might Be Time to Refinance Your Loan
Is it time to refinance your loan? Discover 5 signs that refinancing could help you save money, lower your payments, or better align with your financial goals. Learn how UT Federal Credit Union can guide you through the process!
How to Improve Your Debt-to-Income (DTI) Ratio
A healthy Debt-to-Income (DTI) ratio can open doors to better financial opportunities. This guide covers what DTI is, its impact on loans and credit, and steps to improve it.
Understanding Debt and How to Manage It Effectively
Debt impacts your financial health in different ways. Whether tackling credit card debt or loans, learn practical tips and get expert guidance from UT Federal Credit Union to take control and achieve financial wellness.
7 Things You Need to Know About Credit Scores
Discover how understanding and managing your credit score can help improve your financial decisions. Learn about factors like payment history and credit utilization, and find simple steps to boost your score.