Checking Designed for
Your Next Chapter.
Starting college is one of the most exciting transitions of your life. Between new classes, new friendships, and new independence, the last thing you need is a complicated bank account. UT Federal Credit Union Student Checking was built for exactly where you are right now — giving you the tools to spend, save, and manage your money with confidence from day one.
Your Financial Home Away From Home
Whether you're grabbing coffee between classes, splitting groceries with your roommate, or heading home for the weekend, your student checking account should work as hard as you do. With UT Federal Credit Union Digital Banking, your money is always within reach from your phone, laptop, or wherever the day takes you.
Earn Rewards
Every Month
Meet three simple qualifications each month and start earning cash back rewards automatically:
Complete 20 debit card purchases that clear during the month
Log in to Digital Banking during the month
Be enrolled in eStatements (paperless account statements delivered to your inbox)
Built-In Benefits
for Students
We designed this account to grow with you — not nickel-and-dime you while you're figuring things out.
No minimum deposit required to open your account
One free box of checks every 12 months — because some landlords still ask for one
A seamless next step: When you turn 26, your account automatically upgrades to our U Rewards Cash Back Checking account, so you keep earning without missing a beat
Start Saving From Day One
Every coffee run, late-night pizza, and bookstore purchase can help you build your savings.
When you open a Student Checking account, you'll automatically be enrolled in U Save Round-Up, which rounds your debit card purchases up to the nearest dollar and transfers the spare change into your U Save account in one daily transfer. It's an easy, hands-off way to build your savings while you go about your day.
How It Works
- Use your UTFCU debit card for everyday purchases.
- We'll round each purchase up to the nearest dollar.
- The spare change is automatically transferred to your U Save account.
Bank Anywhere
Whether you’re heading to class, studying at the library, or traveling home for the weekend, UTFCU Digital Banking gives you convenient access to your money wherever life takes you.
