Financial Resources for Your Next Chapter
College comes with a lot of firsts. Your first apartment, your first paycheck, your first car, and plenty of everyday expenses in between.
UT Federal Credit Union has the products, tools, and resources to help you manage your money today and build a strong financial foundation for tomorrow.
Student Checking
Student Checking is designed to help students build smart financial habits while earning rewards along the way. Earn 1% cash back on eligible debit card purchases, up to $1,000 in purchases each month, and receive up to $20 in foreign ATM fee refunds when you:
- Use your UTFCU debit card 20 times or more;
- Log in to Digital Banking;
- Maintain enrollment in eStatements.
Auto Loans
Whether you're buying your first car or upgrading your ride, an Auto Loan from UTFCU can help get you where you need to go. Enjoy competitive rates and flexible terms designed to fit your budget.
- Finance new or used vehicles;
- Choose a payment option that works for you;
- Get pre-approved before you shop.
Personal Loans
Whether you need help covering an unexpected expense or reaching a personal goal, a UTFCU Personal Loan gives you flexible financing when you need it. Choose from options designed to fit different needs and budgets.
- Finance a variety of personal expenses;
- Choose a repayment option that works for you;
- Apply for the financing you need without using your vehicle or home as collateral.
Tools & Resources
Your Wallet, Wherever You Go
Add your UTFCU debit or credit card to your digital wallet and make everyday purchases with the convenience of your phone or wearable device. It’s a simple way to keep your cards close at hand, wherever you go.
Financial Tips for Real Life
From building credit and managing your money to buying your first car, our blog has helpful tips and insights to help you make informed financial decisions throughout college and beyond.