Get to Know Us: UT Federal Credit Union

7/1/2024

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Stay Safe This Holiday Season: How to Avoid Common Shopping Scams
Black Friday Shopping Tips: Outsmart Retail Tricks to Save Big
Banking Jargon Decoded: Your Guide to Financial Terms

Banking Jargon Decoded: Your Guide to Financial Terms

11/7/2024

This blog is your go-to guide for making sense of personal finance terms, helping you make informed choices with ease. UT Federal Credit Union explains credit scores, interest rates, savings tools, and more—offering clear insights for managing and growing your money confidently.

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Building Careers with Purpose: The Credit Union Advantage

Building Careers with Purpose: The Credit Union Advantage

11/4/2024

Explore a purpose-driven career with UT Federal Credit Union, where you can make a community impact, grow professionally, and enjoy work-life balance alongside competitive benefits.

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How to Improve Your Debt-to-Income (DTI) Ratio

How to Improve Your Debt-to-Income (DTI) Ratio

10/21/2024

A healthy Debt-to-Income (DTI) ratio can open doors to better financial opportunities. This guide covers what DTI is, its impact on loans and credit, and steps to improve it. 

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Cybersecurity Awareness Month: How UTFCU Helps You Stay Safe Online

Cybersecurity Awareness Month: How UTFCU Helps You Stay Safe Online

10/9/2024

October is Cybersecurity Awareness Month—a reminder to protect personal information in today's digital world. UT Federal Credit Union is dedicated to equipping members with security tools and knowledge to stay safe.

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Buy Now, Pay Later: The Risks Behind the Convenience

Buy Now, Pay Later: The Risks Behind the Convenience

9/17/2024

Buy Now, Pay Later (BNPL) services can make purchases feel more affordable, but they come with risks like late fees, credit score impacts, and overspending. Learn the pros and cons of BNPL, and how UTFCU can help you manage you finances responsibly.

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How to Build a Fall Budget and Prepare for Seasonal Expenses

How to Build a Fall Budget and Prepare for Seasonal Expenses

9/10/2024

Fall brings unique expenses, from back-to-school to holiday shopping. This guide offers tips on budgeting, tracking expenses, and savings. Learn how UT Federal Credit Union's resources can help you manage fall costs while staying on track financially.

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Credit Unions vs Online Banks: The Value of Local Banking

Credit Unions vs Online Banks: The Value of Local Banking

8/14/2024

While online banks offer convenience, UT Federal Credit Union provides a unique blend of digital ease and personalized in-branch service. Discover the value of local banking for financial wellness.

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Understanding Debt and How to Manage It Effectively

Understanding Debt and How to Manage It Effectively

8/7/2024

Debt impacts your financial health in different ways. Whether tackling credit card debt or loans, learn practical tips and get expert guidance from UT Federal Credit Union to take control and achieve financial wellness.

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Protect Yourself from Natural Disaster Scams

Protect Yourself from Natural Disaster Scams

7/30/2024

In times of crisis, scammers exploit people's generosity. UT Federal Credit Union urges caution when donating after disasters. Stay informed to protect your donations from fraud.

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Why UT Federal Credit Union is Safer than a Bank in a Financial Crisis
What to Look for When Buying a House in a Hot Market
Maximize Your Savings This Tax-Free Weekend with UT Federal Credit Union

Maximize Your Savings This Tax-Free Weekend with UT Federal Credit Union

7/15/2024

This blog is packed with smart tips to maximize your savings during a tax-free weekend! Plan ahead, stick to your budget, and combine tax savings with other discounts. Plus, learn how UTFCU's U Rewards Checking can help you earn rewards on every purchase.

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4 Strategies to Simplify Your Financial Life with UT Federal Credit Union
4 Ways UT Federal Credit Union Can Help Your Small Business Grow
7 Things You Need to Know About Credit Scores

7 Things You Need to Know About Credit Scores

7/10/2024

Discover how understanding and managing your credit score can help improve your financial decisions. Learn about factors like payment history and credit utilization, and find simple steps to boost your score.

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How to Teach Kids to be Money Savvy

How to Teach Kids to be Money Savvy

7/9/2024

Learn how to explain the difference between needs and wants and introduce banking basics as they grow. UT Federal Credit Union offers practical guidance to help your children build strong financial foundations.

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Protect Yourself from Scams and Fraud with UT Federal Credit Union

Protect Yourself from Scams and Fraud with UT Federal Credit Union

7/9/2024

Stay one step ahead of fraudsters! UT Federal Credit Union prioritizes your security and offers essential tips to recognize and avoid scams, including common tactics like phishing and social media fraud. Learn how to secure your financial information and monitor accounts effectively to keep your finances safe.

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Beat the Summer Heat

Beat the Summer Heat

7/7/2024

Record-high temperatures mean finding refreshing ways to cool off is essential! Explore East Tennessee's waterfalls, enjoy a day at Dollywood's Splash Country, or take a relaxing float down the Tennessee River. Keep cool with these tips from UT Federal Credit Union.

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How a HELOC Can Help: Transform Your Home with UT Federal Credit Union
Protecting Loved Ones from Elder Fraud

Protecting Loved Ones from Elder Fraud

7/3/2024

Protect your loved ones from elder fraud with UT Federal Credit Union's helpful guide on recognizing and preventing scams. We are here to support you with secure banking solutions and resources to keep our community safe.

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Get to Know Us: UT Federal Credit Union

Get to Know Us: UT Federal Credit Union

7/1/2024

Learn how UT Federal Credit Union stands out with its member-focused approach, community involvement, and wide range of services. Find out how to join and experience the benefits of a not-for-profit credit union committed to serving you and the community.

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Welcome to UT Federal Credit Union! We are thrilled to have you here and look forward to serving you. As a member-owned financial institution, UTFCU is dedicated to providing exceptional service to our members. Here’s a bit more about us and what makes us unique.

Our Mission and Vision

At UTFCU, our mission is to provide comprehensive financial solutions to our members while fostering a sense of community and mutual support. Our vision is to be the preferred financial institution for individuals and businesses in our service areas, promoting financial well-being and economic growth.

Our History

Established with a strong foundation in serving the community, UTFCU has grown to support members across Anderson, Blount, Knox, Loudon, Martin, Memphis, and Union Counties in Tennessee. Over the years, we have expanded our services and reach, continuously evolving to meet the changing needs of our members.

Membership Benefits

One of the key advantages of joining UTFCU is that we are a not-for-profit organization. This means that our profits are returned to our members in the form of lower rates, higher interest on deposits, and reduced fees. Here are some highlights of what you can expect as a member:

  • Personalized Service: Our members are our top priority, and we are committed to providing personalized financial solutions that cater to your unique needs.
  • Community Focus: We actively participate in and support local community initiatives, ensuring that our contributions have a positive impact.
  • Member Ownership: As a member, you are an owner of the credit union. This gives you a voice in how we operate, with the ability to vote in board elections and contribute to decision-making processes.

How to Join

Becoming a member of UTFCU is easy and can be done in a few simple steps:

  1. Online Application: Visit our online application portal to complete the process from the comfort of your home.
  2. Visit a Branch: Stop by any of our branches with your government-issued ID, proof of address, Social Security card (if possible), and opening deposit. Our friendly staff will assist you in setting up your account.
  3. Give Us a Call: Contact us at (865) 971-1971 or (800) 264-1971, and we will guide you through the membership process over the phone.

Services We Offer

UTFCU provides a wide range of financial services designed to meet the diverse needs of our members. These include:

Community Involvement

We take pride in our community involvement and strive to give back through various initiatives and programs. We focus on creating a positive impact and supporting the well-being of our communities.

Contact Us

For more information or if you have any questions, please feel free to contact us via email or call us at (865) 971-1971 or (800) 264-1971. You can also visit any of our branches or explore our website to learn more about our services and how we can assist you.

Join UT Federal Credit Union today and experience the benefits of being part of a member-owned, community-focused financial institution. We look forward to welcoming you!

 


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